Some employees opened credit cards for customers who never applied for or agreed to the new accounts. Since 2012, Bank of America had a sales incentive program for its employees, rewarding them when they met goals for opening new credit card accounts. Customers who didn’t give authorization to open new credit cards If the bank hasn’t yet provided the correct points and rewards, it must credit these correctly to people’s accounts. What happens next: Bank of America is required to clearly state who is and is not eligible for the offers they advertise and promote. Where customers stand now: Rewards and bonus points have been credited to many affected customers already. Signup bonuses to some new customers were also denied. Instead, the bonuses and rewards went to customers who signed up online only, leaving out customers who signed up by phone or in person. Credit card customers who were promised rewards points and cash bonusesīank of America advertised bonuses and rewards to credit card customers, and then failed to provide them to everyone who qualified. You can reach them by e-mail at or by mail at P.O. Have your account information on hand, along with details about how you were affected, and then call toll-free 1-85 to reach customer service and discuss your personal situation. Former Bank of America customers will receive refunds in the mail.īank of America is setting up a dedicated customer service center to handle questions from people who have been overcharged for NSF fees. If you are one of those customers, the refund will be made directly to your account. The bank must also refund more than $80 million to customers. What happens next: Bank of America must stop “double-dipping” for good. This means that people who were charged multiple fees may have already had some of the money returned to their bank accounts. Where customers stand now: Bank of America stopped charging all non-sufficient funds fees last year and refunded tens of millions in dollars in fees to harmed customers. This means if a check or other withdrawal didn’t go through because you didn’t have enough money in your account, the bank could have rejected the transaction again and again, charging a $35 fee (known as a non-sufficient funds, or NSF, fee) each time. Bank account customers who were overcharged fees for insufficient fundsįor years, Bank of America had a practice of “double-dipping” on deposit accounts with insufficient funds. Former customers will receive theirs in the mail. Some customers have already received their payments. You don’t need to take action to receive the money. Refunds and reimbursements coming from Bank of AmericaĬustomers who fit the descriptions below can expect payments from Bank of America. If you are a Bank of America customer, here’s information to help you understand whether you may have been harmed, what refunds and reimbursements to expect, and what else to watch for. The bank is required to pay more than $100 million to customers who were harmed, plus a $90 million fine that goes to the CFPB victims relief fund and another $60 million penalty paid to the Office of the Comptroller of the Currency.īank of America is the nation’s second largest bank, with about 68 million individual and small business accounts. Recently, the CFPB took action against Bank of America for breaking federal laws that apply to financial products, including bank accounts and credit cards.
0 Comments
This present study seeks to fill this gap by assessing the performance of this test with a community-based sample of Vietnamese American (VA) older adults aged 60+ in the New Orleans area. Therefore, effective early detection of cognitive decline, using appropriately validated test such as the MoCA, is important for this population as the MoCA test in Vietnamese has not been validated with a community-based sample for early MCI screening. 14 These co-morbid factors can put Vietnamese older adults at an increased risk of cognitive decline. In addition, Asian Americans in general are at a particularly high risk for viral hepatitis. 13 VAs also have markedly higher incidences of cervical and liver cancer compared to any other ethnic groups. For instance, compared to other Asian American subgroups, VA women had the highest rates of stroke and dementia. Several medical conditions associated with increased risks of cognitive decline were common among Vietnamese. 9–11 A recent study of the MoCA test in Vietnamese included a very small sample (n=7) of Vietnamese older adults who had been diagnosed with dementia or neurocognitive disorder. 5–7 Research with a community-based sample, where the MoCA and MMSE scores were compared 8 or the internal reliability and construct validity of the MoCA test were examined remains limited. 4 In more recent validations of the MoCA test in languages other than English, the test scores were also compared between groups with and without a clinical diagnosis of cognitive impairment. In many studies, the MoCA test and subtests have primarily been validated against either a clinical diagnosis or the Mini Mental Status Examination (MMSE) score, another tool also widely used for MCI screening. Koski 3 summarized this literature within the context of cerebrovascular diseases, where cognitive impairment is a common consequence. With a score between 0 and 30 points, the MoCA has the ability to assess multiple cognitive domains 1,2 it has been used in more than 200 countries in different languages, and available for clinical and educational use from Many researchers have validated the MoCA test the vast majority of such studies were with patient populations - those at risk or already diagnosed with cognitive impairments. The Montreal Cognitive Assessment (MoCA) 1 is a simple and user friendly tool widely used for screening mild cognitive impairment (MCI), a transitional stage between normal aging and dementia. The promising performance of a Vietnamese version of the MoCA test seen in this study has important practical implications for the screening of MCI among an important immigrant population in community settings. The study suggests several potential areas for improvement to enhance discriminating power of certain items and sub-tests, including the memory domain. The test was found to be a reliable, and likely valid, instrument for mild cognitive impairment (MCI) screening within our study population. Our findings indicate good psychometric applicability and internal reliability, as well as construct and criterion validity of this modification of the MoCA test. We also correlated the MoCA score with individual characteristics, including age, sex, and education. Item analyses, and construct and criterion validity analyses were performed. METHODSįorty-eight older adults were interviewed using a Vietnamese version of MoCA. The goal of this study was to assess how the Vietnamese version of the MoCA test performed in a community-based sample of Vietnamese American (VA) older adults, an immigrant population with whom the MoCA test has not been validated. This will typically be in a folder in “ Documents/Electronic Arts/The Sims 4/Mods.” If the “Mods” folder doesn’t exist, you can make your own, as long as it’s in the same location. Move the unzipped files to the mods folder.Make sure “enable custom content and mods” is checked.Open the options, and then select the “game options” tab.) If the “Mods” folder doesn’t exist, you can make your own, as long as it’s in the same location. This will typically be in folder in “ :\Users\\Documents\Electronic Arts\The Sims 4\Mods.” (Replace your own Windows user name and the letter for your hard drive. Some mods may have specific installation instructions, but most CC should be able to be installed with the following steps. We’ve detailed the steps on installing mods and CC below. (You cannot install or use mods and CC on consoles.) Our The Sims 4 guide will walk you through how to install CC and mods for both Windows and Mac. Installing them can be complicated if you’re new to modding games, but The Sims 4 makes it fairly easy. You can also run batch fixes first but I have a strong suspicion that won't solve the issue on its own.If you’re playing The Sims 4 on Windows or Mac, you can customize the game using custom content (CC) and mods. Yesterday I downloaded Origin onto my new pc and this morning, the game had finished downloading so I was able to open it. If the rest of your CC isn't an overwhelming number, like over 10,000 CC files, I'd consider redownloading most if not all of it and then running batch fixes related to packs/patches. If the last known online version is still pretty old, maybe test them out independent of the other CC to make sure they still work. I'd recommend going online and downloading the mods again but also check when they were last updated and if the creator is maintaining them. (Edit: Okay, found some info, they stopped supporting Mac OS Lion 10.7 and while there are some potential bugs with Mac OS X 10.1 (Yosemite) I guess they're still supporting it? IDK if that's relevant then so maybe disregard.) Also, make sure you're using the PC version of Sims4Studio now and that it's as up-to-date as your version of the game. I think the files for Mac are a little different from PC, so they're not entirely cross-compatible, especially since the files within the game could be named/numbered differently across platforms but also EA stopped supporting Mac a while ago so the files are older and there's a stronger chance something could be broken in general. Any help is much appreciated, I just want to transfer my cc from one computer to another :( Like when I go through all my hair cc, it will appear as just the hair without a head and I know that if it doesn't appear after a while - the cc is broken. How do I make a Sim appear in the test screen instead of just the item? I can't see if any of my eye overlays are faulty because they have no model face to appear on. I went into Sims 4 Studio to try and sus out my broken cc but I came across an issue - I can't get a 3D Sim model to appear in order to test things like skin overlays and such. These foxy and alluring eyelashes are able to transform every female Sim into a star of the night It is full of charm and mystery, but the custom colors are where this CC shines the brightest We strongly advocate for anyone to try this mod which is available at this link. They don't prevent my game from opening on my Mac but when I transferred all the files from my mods folder on my mac to the new mods folder on my PC - the game refused to open on my PC due to broken cc. I have a bunch of CC that I use and only a couple mods. Before I got this new PC I played TS4 exclusively on my Macbook - you can imagine how hard the fans were working lol. The Sims Resource is the worlds largest online community for The Sims franchise, with new content daily, mainly for The Sims 4. So I recently bought a new PC and I've been trying to play Sims 4 on it. So, grab your oversized glasses, smear some rainbow-colored hair dye, and get ready to have a blast with Tom Clancy's Rainbow Six: Vegas 2. Either way, get ready for some serious laugh-inducing battles and meme-worthy moments. Or, if you prefer, go head-to-head and show everyone who's boss. You'll be the most stylish operative on the block, trust me.Īnd let's not forget about the multiplayer mayhem! Team up with your friends, create some epic strategies, and dominate the online battlefield. Oh, did I mention that you get to customize your character? That's right, you can deck yourself out with all sorts of wicked gear, unlocking new weapons, gadgets, and even outfits. But remember, it's not just about bullets and explosions-it's also about strategy and outsmarting your foes like the gaming guru you are. Hilfe ist auch verfügbar, wenn Sie sich nicht anmelden können, Ihr Passwort zurücksetzen müssen oder einen gestohlenen Account wiederherstellen möchten. Shows the initial startup and quickly hopping into a game of T Hunt. Melden Sie sich mit Ihrem Steam-Account an, um Hilfe bezüglich Ihrer Steam-Spiele, Ihrer Rückerstattungsanträge, Kontakt zum Steam-Support und mehr zu erhalten. But hey, no worries, because you, my bold and fearless friend, are here to bring the heat and rock their world!įrom heart-pounding shootouts to intense tactical missions, Rainbow Six: Vegas 2 will have your trigger finger working overtime. Tom Clancys Rainbow Six: Vegas 2 - Tom Clancys Rainbow Six® Vegas 2 - the sequel to the award-winning next-generation first-person shooter - returns to Sin City. 2008s Tom Clancys Rainbow Six Vegas 2 on the Steam Deck. In this adrenaline-fueled adventure, you'll be back in action, saving America's sexiest city from a bunch of pesky terrorists who just won't quit. Hey there, fellow gamers! Get ready to dive back into the neon-lit chaos of Sin City with Tom Clancy's Rainbow Six: Vegas 2! This bad boy is the sizzling sequel to the already-awesome first-person shooter that had us all on the edge of our seats. The most striking aspect of these murals is that they can transform your space to be reminiscent of a small French village or a tropical beach resort instantly. The collection features several such murals where stone archways, rugged windows and rectangular doorways lead you to oceans, white sand beaches, tropical islands, beach views, secret gardens, mountains, fields and valleys. The details of the door and surrounding walls instantly transport you to a charming house in Roussillon, France. On the other hand, there is the more ordinary looking but interestingly captured wall mural featuring a rustic, blue wooden door surrounded by an old, exposed brick wall. The wallpaper mural featuring Hawa Mahal, Palace of the Winds or Pink Palace, for instance, highlights the beautiful sandstone windows and ornate details of the palace in Jaipur, India. From grand entryways leading to landmark monuments to the doors in cottages, these window murals and door murals present a spectacular variety of choices. Each mural presents its subject in an extraordinary light - lending character and depth to your walls. This collection of wallpaper murals featuring doors and windows offers a visual treat for architecture enthusiasts. These wallpaper murals are exemplary examples of how the ordinary can be presented in a remarkably impressive way with the clever use of light, thoughtful composition, framing and the optimum amount of exposure. Wooden doors, brick walls, stone windows and classic arches come alive as the artists and photographers behind these door murals and window murals capture them in unprecedented ways and angles. Each mural in this collection presents an interesting visual of what is otherwise considered mundane. These stunning wall murals of doors and windows truly open up your space, serving as gateways to oceans, tropical beaches, mountains and faraway places. This essay uses a montage structure to show snapshots of a student’s identity and background. Frequently asked questions about college application essaysĮssay 1: Sharing an identity or background through a montage.Essay 3: Showing the influence of an important person or thing.Essay 2: Overcoming a challenge, a sports injury narrative.Essay 1: Sharing an identity or background through a montage.While these sentences may be disjointed or contain errors, they play a crucial role in the writing process by capturing thoughts and forming a foundation for the development of a polished piece. These sentences serve as a starting point for further refinement and editing to enhance clarity and coherence in the final piece. In summary, the sentences with rough drafts illustrate the initial stages of writing where ideas are put down without worrying about perfection. By incorporating the feedback provided by this tool, you can hone your writing skills and produce high-quality content. Remember to save your work periodically to track your progress and see how your writing improves over time with the help of Rough Draft. This step helps you refine your work and enhance its quality. The system will review your writing and provide suggestions for improvements such as grammar corrections, sentence structure enhancements, and overall clarity.Īfter receiving the feedback from Rough Draft, it is important to carefully consider the recommendations and make necessary revisions to your writing. Once you have your sentence with Rough Draft included, you can then submit it to the platform for analysis. For example, “I uploaded my essay into Rough Draft to get suggestions on how to make it better.” Next, insert the phrase “Rough Draft” as the main word in your sentence. To use Rough Draft in a sentence, first write your passage or text that you want to receive feedback on. Rough Draft is a tool that can help writers improve their work by giving feedback on their writing. Read: BULL in a Sentence Examples: 21 Ways to Use Bull How To Use Rough Draft in Sentences? Take breaks while working on your rough draft to prevent burnout and maintain focus.It’s okay if your rough draft is longer than the final version you can always cut down unnecessary information later.Use your rough draft to identify areas where you need to do more research.Create an outline before you begin writing your rough draft to stay organized.Your rough draft is a work in progress, so feel free to experiment with different ideas.Be open to feedback from your professor on your rough draft to make necessary changes.Remember to include a works cited page in your rough draft to track all your sources.Share your rough draft with a friend for feedback on your arguments and evidence.Use your rough draft as a guide to help you structure your final presentation.Don’t worry if your rough draft is messy the important thing is to get your ideas down on paper.It’s important to revise your rough draft multiple times to improve clarity and organization.Your rough draft should include an introduction, body paragraphs, and a conclusion.Make sure to bring a rough draft of your project proposal to class for peer review.
It does not matter if it is a speaking or an extra part, all of these need to be paid for. The cast includes extras and those who have speaking parts but do not have significant roles (cameos).
The Standards for Educational and Psychological Testing (Standard 5.6) require that test users make reasonable efforts to protect the integrity of test scores by eliminating opportunities for test takers to obtain scores fraudulently. For example, the MMPI-2-RF administration guidelines indicate: The second recommendation, that the conditions of administration indicated in the test manual are preserved, is the key challenge associated with remote MMPI administration.Īdministration guidelines articulated in the various MMPI instrument manuals identify the need for supervised test administration. There is ample evidence that the reliability and validity of MMPI test scores are preserved when the test is administered by computer or tablet (e.g., Finger & Ones, 1999 Forbey & Ben-Porath, 2007 Menton et al., 2019 Roper, Ben-Porath, & Butcher, 1995). ( Joint Task Force for the Development of Telepsychology Guidelines for Psychologists, 2013, p. When a psychological test or other assessment procedure is conducted via telepsychology, psychologists are encouraged to ensure that the integrity of the psychometric properties of the test or assessment procedure (e.g., reliability and validity) and the conditions of administration indicated in the test manual are preserved when adapted for use with such technologies. The APA Guidelines for the Practice of Telepsychology encourage psychologists to consider the unique issues that may arise with instruments and assessment approaches designed for in-person implementation when providing telepsychology services. Users are encouraged to consult the American Psychological Association’s Guidelines for the Practice of Telepsychology (2013) for general guidance on telepsychological practice and specific assessment guidelines and Pearson’s Telepractice: General Information for information on telepractice using Pearson’s Q-global platform. This guidance is intended for practitioners considering remote MMPI administration. It is an emerging practice trend discussed in the literature as a subset of services labeled telepsychology, telepractice, and telemedicine (among other terms). Remote psychological testing involves internet-delivered administration of a psychological test at a remote location rather than in-person testing administered by a practitioner or a trained assistant. Publisher’s Guidance for Remote Administration of the MMPI Instruments If you press Ctrl+Alt+T (yes, the same shortcut as in Ubuntu), the crosh terminal will be opened in a new tab in the Chrome web browser.īy default, crosh doesn’t support all the Linux commands, not even cd or ls. This is not a stand alone GUI program, it is run inside Chrome browser. If you did not know already, there is a terminal in Chrome OS, crosh (an acronym for Chrome Shell). It will be saved in the Downloads directory, exactly where we want it to be. If you are convinced, let’s see how to install Ubuntu Linux on a Chromebook. You cannot install other Linux distributions using this method. On the downside, this method is limited to Ubuntu Linux. This is an added advantage.Īlso, a typical Linux install will take at least 6 GB. Moreover, the Download directory will be shared between Linux and Chrome OS. This way, you can switch between the operating systems without a reboot. Crouton basically installs Linux in a chroot environment. There are several benefits to installing Ubuntu using crouton. Why install Ubuntu on a Chromebook using crouton? In this article, we shall see the third method: installing Ubuntu using crouton. Install Linux inside Chrome OS and switch between Chrome OS and Linux using keyboard shortcuts, thanks to crouton.Remove Chrome OS and install Linux (possibly).The kind of lock down Google has put on Chromebooks reinforces my belief that Google hates Linux. It’s a closed source, propriety OS and it is locked down, for security reasons. Even many simple Linux commands won’t work by default. It has a hidden terminal, but it doesn’t let you do many things. The answer is that Chrome OS is not really Linux, even though it is based on the Linux Kernel. So do we really need to install Linux separately? You might already know that Chrome OS is based on the Linux kernel. This detailed guide provides step-by-step instructions with screenshots on how to install Linux on Chromebook. Letting the timer expire at any point results in the Fortress repowering, thus requiring it to be defeated again. The installation consists of the following stations:ĭefeating the Enigmatic Fortress starts a lengthy event chain that must be completed to gain its rewards. The Enigmatic Fortress uses regular components and can be countered appropriately. The components cannot be upgraded or changed even if better tech is available (jump drive included after fully repairing it).ĭefeating the Guardian also starts the Automated Dreadnought Leviathan Parade Situation regardless of the previous mentioned choice.Įnigmatic Fortress Ī random system with a class A star may house the Enigmatic Fortress, a massive space station guarded by numerous unique defense platforms. Its Jump Drive will be upgraded to a Psi Jump Drive if the empire has the technology. The repaired Dreadnought is the same as listed above except that it loses Leviathan modifiers for Hull and Shields. Issue a special project to repair and use it that costs 50000 Engineering research.Salvage the dreadnought for 5000 energy and 1000 alloys and 30x monthly Engineering output ( 1000 ~ 5000) Engineering research.The Automated Dreadnought uses regular ship components and can be countered appropriately.ĭefeating the Automated Dreadnought gives the following two choices: In addition, carrier ships have point defenses themselves.ĭefeating all 6 Asteroid Hives grants 500 Energy and 2000 Society research in addition to allowing the system to be safely mined.Īutomated Dreadnought Īutomated Dreadnought patrolling the empty system's asteroid beltĪ random system with two habitable worlds may be defended by the Automated Dreadnought, an ancient warship of old locked in patrol mode. As a result carrier ships are the ideal counters, as the Asteroid Hives have no point-defense themselves and launched strike craft engage and destroy the enemy ones before attacking the guardians. The Asteroid Hives use only strike craft as their weapons. If a starbase is built in the system, the Asteroid Hives awaken with the following MTTH based on the number of constructed mining stations: Entering the system for the first time displays an event window hinting that there is more to the system than meets the eye. Unlike conventional warships which consume energy and alloys, owned guardians must be kept fed and thus have a very high food upkeep.Īvailable only with the Leviathans DLC enabled.Ī random system may have an asteroid belt containing 5 unique crystalline asteroids with deposits of 6-8 minerals and 6 unselectable asteroids with one of them producing a chirping-like sound. Reanimated guardians cannot be merged into other fleets or be commanded by commanders, but they retain their original strength and power while taking up only 32 naval capacity, making them very useful even well into the late-game. Most rewards from defeating the guardian, such as relics or the Parade Opportunity are lost if this happens.Īvailable only with the Necroids DLC enabled.Įmpires with the Reanimators, Permanent Employment or Cordyceptic Drones civic or the Mechromancy ascension perk that kill an organic guardian gain the option to issue a special project that costs 10000 society research to resurrect the guardian as a controllable fleet. If a guardian spawns next to a Fallen Empire, the Fallen Empire typically sends a fleet and defeats the guardian. AI empires only attack a guardian if their fleet power is at least 40k. Guardians get various bonuses to make them stronger based on the game difficulty. Defeating most guardians starts a Leviathan Parade Opportunity situation. Guardians have an immense amount of health and should only be engaged mid-late game. While one can just stumble over a guardian during exploration, they can also be found with the help of the Curator Enclave. They are marked with a skull icon both in the fleet power box and on the galactic map, and the exact strength number can only be seen with debug mode on. They can be found in special predetermined systems and rival moons in size and mass. Guardians are extremely powerful Spaceborne aliens added in various DLCs. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |